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Due Diligence · Karnataka
A-Khata vs B-Khata: What It Really Means
Few terms confuse Bangalore plot buyers more than Khata — and few matter more to your loan, your construction and your resale. Here is the plain-English difference, and why it should shape your decision.
What a Khata is
A Khata is the record of a property in the local municipal register — it identifies who is liable to pay property tax and confirms the property is accounted for in the civic system. It is not a title document, but it is a critical compliance signal.
A-Khata vs B-Khata
A-Khata means the property is fully legal and compliant under the local body — built on approved, converted land with taxes in order. Banks readily fund A-Khata property, and you can obtain a building plan sanction and construct.
B-Khata signals a gap — an unapproved layout, pending compliance, or unconverted land. B-Khata properties are harder to finance, riskier to resell, and may be difficult or impossible to build on legally until regularised.
What e-Khata changes
Karnataka is moving the whole system to e-Khata, a digital record intended to bring transparency and reduce the A/B ambiguity. Confirm the property has a valid e-Khata in the seller's name, matching the title documents exactly.
Unsure about a plot's Khata?
Send me the documents — I'll tell you what you're really buying.
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